Our foreign-buyer example needs RM529,850 before other costs for a RM1.2m Malaysian home. Check your budget with a free 30-minute review.
Buying a Home in Malaysia? How Much Cash Will You Need? Read More »
Buying a home in Malaysia? Check 6 foreign-buyer rules, deposit terms and the 2026 duty before paying. Book a free 30-minute review.
Can Foreigners Buy a Home in Malaysia? 6 Checks Before You Pay a Deposit Read More »
Reading time: 12 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam Buying your first home is one of the biggest financial decisions of your life. And most Malaysians walk into it making at least 3 of these 7 mistakes — some without ever realising it until it’s too late. The most expensive mistake on
7 Mistakes First-Time Home Buyers Make in Malaysia— And How to Avoid Every Single One Read More »
Reading time: 11 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam LPPSA approved your loan. You’re relieved. You’re excited. And you’re about to sign. But before you do — have you calculated what your MRTT premium will actually cost you? For a civil servant aged 48 borrowing RM520,000, the hidden cost buried inside the
Reading time: 10 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam You paid for mortgage insurance. You assumed your family was protected. But here’s what most Malaysians don’t know —your MRTT certificate may have two silent gaps that mean your family receives nothing, or far less than expected, when they need it most. Here
Reading time: 9 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam Two Malaysians. Same income. Same property. Same loan amount. One walked into a bank and applied directly. The other used an independent mortgage consultant. Over 35 years, the difference in total interest paid came to RM97,980. This article explains exactly why that gap
Why Going Directly to the Bank Could Cost You RM97,980 More on Your Home Loan Read More »
Reading time: 10 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam Every month, thousands of Malaysian homeowners transfer money to their bank — not knowing they’re paying RM200, RM300, sometimes RM400 more than they need to. Not because they made a bad decision. But because nobody told them to check. This article shows you
Are You Overpaying Your Home Loan Every Month?Here’s How to Find Out in 10 Minutes Read More »
Reading time: 9 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam “Berapa boleh saya pinjam?” It’s the first question almost every Malaysian home buyer asks. And it’s the right question to ask — because knowing your borrowing power before you start house hunting saves you from falling in love with a property you can’t
Home Loan Eligibility Malaysia: How Much Can You Borrow in 2026? Read More »
Reading time: 10 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam Here’s something nobody tells you when you decide to work for yourself. The moment you leave your salary and become your own boss — freelancer, business owner, sole proprietor, Grab driver, online seller — you gain freedom. But you also quietly lose something
Self-Employed Home Loan Malaysia: How to Get Approved Without Payslips (2026 Guide) Read More »
Reading time: 9 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam Your CCRIS report is the first thing every Malaysian bank checks when you apply for a home loan. And most applicants have no idea what’s in it — until the rejection letter arrives. These 5 mistakes are responsible for the majority of home
5 CCRIS Mistakes That Will Get Your Home Loan Rejected in Malaysia — And How to Fix Them Read More »
