Reading time: 10 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam Every month, thousands of Malaysian homeowners transfer money to their bank — not knowing they’re paying RM200, RM300, sometimes RM400 more than they need to. Not because they made a bad decision. But because nobody told them to check. This article shows you […]

Reading time: 9 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam “Berapa boleh saya pinjam?” It’s the first question almost every Malaysian home buyer asks. And it’s the right question to ask — because knowing your borrowing power before you start house hunting saves you from falling in love with a property you can’t

Reading time: 10 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam Here’s something nobody tells you when you decide to work for yourself. The moment you leave your salary and become your own boss — freelancer, business owner, sole proprietor, Grab driver, online seller — you gain freedom. But you also quietly lose something

Reading time: 9 minutes By Naim Mortgage | Mortgage Consultant, Setia Alam Your CCRIS report is the first thing every Malaysian bank checks when you apply for a home loan. And most applicants have no idea what’s in it — until the rejection letter arrives. These 5 mistakes are responsible for the majority of home

You did everything right. You found the property. You fell in love with it. You gathered your documents, walked into the bank with confidence — and then came the call you dreaded. “We’re sorry, your home loan application has been unsuccessful.” If this is you right now, I want you to know two things: First