Welcome!
I'm Naim. Your trusted home loan & refinancing consultant
Get your home loan approved — even if you've been rejected before
We handle home loan approvals, refinancing, and tough cases across West Malaysia. Based in Setia Alam, Selangor. Free consultation — no pressure, no obligation.
Clients helped across West Malaysia
Getting Your Loan Approved in 4 Simple Steps
We make the home loan process simple and stress-free — from your first consultation all the way to approval and beyond.
Whether you’re a first-time buyer, refinancing, or dealing with a rejected application — we handle everything so you don’t have to chase banks alone.
Free consultation & eligibility check
We review your CCRIS, CTOS, DSR and income to find out exactly how much you can borrow and which banks suit you best.
We prepare and submit your application
We handle all the paperwork and submit to the right banks — maximising your approval chances and securing the best rate.
How We Help You
Home Loan Approval
First-time buyer or upgrader — we match you with the right bank and best loan package for your situation.
Refinancing
Already a homeowner? We help you refinance for a lower rate or cash out equity — hassle-free.
Tough Case Specialist
Rejected before? Bad CCRIS? Self-employed? We specialise in difficult cases other consultants won't take.
Loan Eligibility Check
Not sure how much you can borrow? We assess your eligibility for free before you apply anywhere.
West Malaysia Coverage
Based in Setia Alam, serving clients across KL, Selangor, Penang, Johor, Ipoh and beyond.
About
Why Work With Naim Mortgage?
We work for you, not the bank.
As an independent mortgage consultant, we compare loan packages from multiple banks to find the best deal for your situation. We specialise in difficult cases — bad CCRIS, self-employed, previously rejected — and our service is completely free to you.
Out of 5
- Reviews
What My Clients Say
Loan approved after being rejected twice!
I was rejected by two banks before a friend recommended Naim Mortgage. Within 3 weeks my loan was approved. They knew exactly which bank to go to for my situation.
Ahmad R. — First-time buyer, Shah Alam
Got approved as a freelancer — highly recommended!
As a freelancer I thought getting a home loan would be nearly impossible. Naim Mortgage guided me through every document and got me approved.
Siti N. — Self-employed, Petaling Jaya
Saved RM1400 a month after refinancing!
Refinanced my home and saved over RM1400 per month on my total commitment. The whole process was smooth and they kept me updated throughout.
